"DaBrand NEW YOU Ride," begins by starting your own Business, and filing a Certificate of Formation, with the Secretary Of State and getting an EIN (Employer Identification Number) from the IRS. An EIN number is a Social Security Number for your Business. Once you do that, your Business becomes a separate "ENITY," separate from you, with its own Social Security Number, which you can used to "BUILD CREDIT," in your Business Name. Moreover, your Business Credit, will NOT effect your Personal Credit. That's how we create "DaBRAND NEW YOU Ride!"